When debts spiral out of control people find it hard to sleep at night because they don’t know how they are going to feed their children tomorrow let alone pay the bills. Help is at hand at the Salvation Army Debt Advice Service in Dunstable.
Regulated by The Financial Conduct Authority, The Debt Advice Service is a free and confidential service to the local community. Advisers work on behalf of the person, negotiating a realistic and affordable repayment plan with creditors.
Referrals come from Central Bedfordshire Council, Tenancy Support Officers, Family Workers in schools and in the past The Woman’s Refuge – but people can also self-refer.
Debt affects many parts of people’s lives. It can lead to depression, ill health and family break up. Before coming to us people have been afraid to open letters, answer phone calls or the door in fear of the bailiffs. Having faced up to the reality of the situation and come for help, people tell us that their lives have been changed for the better.
One person said,
‘Though I still struggle with the impact the debt has on my life, with the help and caring attitude of the Salvation Army, I’m more positive about my life. They have helped me when no one else would step in. I cannot thank them enough. Thank you.’ (Anon, 20 Jul 2017)
Another person said,
‘The advisers have been really, really helpful. They went above and beyond by listening and caring when I was falling apart at the time. Whenever I have needed to contact them they have always been there to support me. I chose to have a Debt Relief Order (DRO). Because of them I am now debt free it’s been a huge weight off my mind because this was dragging me down and I have been able to get on with the rest of my life.’ (Anon, 9 February 2017)